Learn to drive in your own car from 58p* a day!
✓ Annual or short-term cover
✓ Monthly or Annual payments
✓ Earn a No Claims Bonus**
✓ No Black Box or Curfews
✓ Free DVSA approved app
What is Learner driver insurance?
Learner driver insurance is a type of cover specially designed for people learning to drive. It gives you more opportunity to learn to drive in your own car, so you can reduce driving lesson costs and start to earn an accelerated No Claims Bonus.**
What are my provisional insurance options?
Annual
Our annual learner’s insurance starts from as little as 58p a day*. It’s perfect if you’re a brand-new learner starting to drive, and because the policy will be in your own name, you can earn your own accelerated No Claims Bonus** too.
Why to choose Annual cover:
✓ You have only just started learning and need lots of practice
✓ You do not have a driving test that is soon
✓ You want to save some money practicing with a supervising driver rather than an instructor
Short-term
Short-term learner’s insurance is available from 28 days to 24 weeks with the ability to top up from just 7 days. Our short-term learner driver insurance policies are flexible – you can have gaps in your cover and top up when required.
Why to choose short-term cover:
✓ You want to take your driving test in your car
✓ You only have access to the car for a short period of time
✓ Your test is soon and you want to get a few weeks of extra practice
What are the benefits of learner’s insurance on your own car?
Accelerated No Claims Bonus**
If you manage 10 months’ uninterrupted, claim-free short-term learner insurance cover, you can start building your No-Claims Bonus before you drive on your own**.
Flexible and Affordable
We offer cover from just £1.04* per day, and you can choose from 28 days up to 4, 8, 12, 16, 20 or 24 weeks, with the ability to top up from just seven days.
Choose Your Cover Level
Choose a short-term provisional insurance cover level that suits you. Fully Comprehensive or Third Party Fire and Theft. Scroll down for more information.
Protected NCD
If you’re taking out short-term learner insurance to drive someone else’s car, their no-claims discount is safe should you need to make a claim**.
Trust an award winning insurer!
Free app for Collingwood learner drivers!
Packed with DVSA approved content, the RoadHow app can help you learn quicker and become a better and safer driver.
With RoadHow premium you’ll be able to:
- Take DVSA approved theory tests
- Practice Hazard Perception clips
- Identify areas you can improve your driving
- Keep up to date with the latest road news and stories
- Rated 4.7/5 on the Apple App Store & over 10k downloads on Google Play Store
Why choose Collingwood learner driver insurance?
✓ Award Winning Insurance – Recently winning the Best Car insurance Provider at the 2022 ICA’s
✓ Supporting Driver Development –We work with organisations such as the DIA and MSA (The Motor Schools Association of Great Britain). We’ve also supported the Big Learner Relay for Children In Need for the past five years.
✓ Get a Quote in Minutes – Complete a quick form, get your quote then start learning
✓ Upgrade Your Cover When You Pass –Once you’ve passed let us know, we’ll cancel your learner cover then look to provide you with a quote as a new learner, which could be activated on the same day.
Frequently asked questions
Can I take my test in my car?
You’ll be delighted to hear the answer is yes you can. Please note that once you sit your test your supervising driver must drive you home straight after the test regardless of whether you pass or fail. When you pass please then contact us to cancel your policy. Good luck!
Who can supervise me when I'm learning to drive?
Anyone who is over 21 years of age and who has held a valid full UK/EU Licence for at least 3 years can sit in the front seat with you while your practice driving.
Can I earn a No Claims Bonus as a Learner Driver?
You can start to build your no claims bonus whilst you have a learner driver policy with Collingwood. Providing your policy runs for 10 consecutive months without any accidents or incidents this will be accelerated to 1 years no claims bonus.
Is there a mileage limit?
Great news! There are no mileage limits on our short term or annual learner driver policies, you can drive as much or as little as you wish.
Do I need a black box fitted?
Great news! There is no need for a black box fitted to the car on our learner driver policies as you will be supervised at all times.
What happens when I pass?
You need to tell us as soon as you have passed your practical driving test as this is a specific Learner Driver Policy and therefore, now you have passed your test it will need to be cancelled.
Please contact our Helpdesk on 0345 470 0014 who will be able to help you further.
How can I contact Collingwood?
You can contact our Helpdesk on 0345 470 0014, or email us at learners@collingwood.co.uk
Currently our opening hours are Monday to Friday 9-7 and Saturday 9-1.